Get Health Cover for 485 Visa

Health Insurance for your 485 Temporary Graduate Visa

Are you staying and working in Australia after graduation and need to meet your 485 visa health insurance requirement?

We offer Overseas Visitor Health Cover (OVHC) for international visitors on a 485 Temporary Graduate Visa. Our OVHC is Australia-wide and lets you access medical and health cover if something happens during your stay.

The Department of Home Affairs requires that 485 visa holders take out health insurance each time they travel to Australia – so they are covered during their stay.

Compare working cover

Budget Working Cover

From $66.40 AUD/mth with $500 hospital excess.

Our most affordable
in-hospital cover to meet

your visa requirement.

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Standard Working Cover

From $113.85 AUD/mth with $500 hospital excess.

In-hospital and out of hospital cover including local doctors, specialists and prescription medicines.

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Mid Working Cover

From $183.70 AUD/mth with $500 hospital excess.

In-hospital and out of hospital cover with some extras benefits including minor dental and optical.

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Top Working Cover

From $345.10 AUD/mth with $500 hospital excess.

Our most comprehensive cover with many extras benefits including major dental, optical, physio and hearing aids.

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About 485 temporary graduate visa

The Australian Government Department of Home Affairs requires you to maintain adequate health insurance for yourself and any family you bring with you while on a 485 visa.

For more information, visit the Department of Home Affairs.

What does this visa let you do?

The 485 Temporary Graduate Visa lets international students who have recently graduated from an Australian educational institution to live, study and work in Australia temporarily.

This visa has three streams (Graduate Work, Post-Study Work and Second Post-study Work), which will determine how long you can stay in Australia.

For more information about the streams, visit the Department of Home Affairs website.

Are you eligible for a Visa 485?

To be eligible to apply you must:

be younger than 35 years of age
hold an eligible visa
have held a student visa in the last 6 months
have a recent qualification in a CRICOS-registered course
nominate one stream only - it is not possible to change visa streams after you apply
attach specified evidence when you apply
you must meet the relevant English language requirements

*some exceptions apply where applicant up to 50 years of age may be eligible.

For full details about eligibility and more information, visit the Department of Home Affairs.

Accessed: Department of Home Affairs, August 2024.

476 Skilled Graduate Recognised Visa

Looking for Health Insurance for your 476 Visa? Allianz Care Australia offers Overseas Visitor Health Cover (OVHC) for recent engineering graduates.

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Switching from Allianz Care OSHC?

To change your OSHC policy to Overseas Visitor Health Cover you can purchase OVHC online today!

Who can be covered?

Single policy

A single policy will provide cover for the primary visa holder only. This policy will not cover dependants, spouses or children. If your situation changes, you will need to update your policy.*

Dual family policy

A dual family policy provides cover for the primary visa holder and either one adult spouse or de facto partner or one or more children under the age of 18 years old.

Multi-family policy

A multi-family policy provides cover for the primary visa holder, one adult spouse or de facto partner and one or more dependant children under the age of 18 years old.

*If you hold a secondary visa, you must be insured under the same policy as the primary visa holder. You are only eligible to hold a single OVHC policy if you are the primary visa holder.