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Overseas Visitor Health Cover (OVHC) is health insurance for international visitors visiting or working in Australia on a temporary visa. OVHC is available for people travelling to Australia on holidays, visiting relatives, or for those who are working on a temporary basis.
If you become sick or have an accident while you are here in Australia, Allianz Care Australia OVHC will help you pay for your medical costs.
Unless you are an Australian or New Zealand citizen, an Australian permanent resident, or a citizen of a country that has a Reciprocal Health Agreement with Australia, you will not be eligible for Medicare - the public health insurance system. Without access to Medicare, paying for medical treatment can be prohibitively expensive.
If your visa is subject to condition 8501, you’re required to maintain adequate health insurance for yourself and any family. This means it is mandatory for the primary visa holder to maintain adequate health insurance for themselves and any dependents and/or partners listed on the visa for the duration of their stay.
There might be times when you are sick or injured and need assistance. Your OVHC covers you for medical costs that would normally be covered by the Australian Medicare system if you were an Australian resident.
Whether you’re coming to Australia for a holiday, visiting family or friends, or visiting for work, we provide OVHC that meets visa condition 8501 which applies to the 482 Temporary Skill Shortage and 485 Temporary Graduate visas as well as others.
Overseas visitors may want to consider OVHC to help pay for medical treatment in Australia as it can be expensive and you may not be eligible for Medicare (the public health insurance system for Australian residents). OVHC is a requirement if your visa is subject to visa condition 8501. Allianz Care Australia OVHC policies, excluding Value Visitors Cover, meet the requirements of adequate health insurance (visa condition 8501).
When you are away from home, it is important to know medical treatment is available and affordable if something was to happen to you.
For relevant visa types subject to visa condition 8501, the Australian Government requires that you and your dependants have adequate health insurance for the entire length of your and your dependants' stay in Australia.
Your cover starts on the later of, the start date shown on your Certificate of Insurance, the date your eligible visa is granted or the date of your arrival in Australia.
Your cover ceases on the date of your departure from Australia, the date you cease to hold an eligible visa, the date we or you cancel your policy or the end date shown on your Certificate of Insurance, whichever occurs first.
In Australia, health care is made up of a mixture of services funded by the Australian Government and private health insurance. Australian residents are automatically covered for many hospital and medical costs under the Government’s Medicare scheme, but many Australians choose to take out additional cover through the private health care system.
Medicare covers areas of medical, hospital and pharmaceutical costs, but doesn’t cover medical services like private hospital costs, dental, physiotherapy and similar services, emergency ambulance assistance or other transport to hospital.
For international workers and visitors who are not covered under Medicare, you can purchase Overseas Visitor Health Cover (OVHC).
If your visa type requires you to maintain adequate health insurance while you are in Australia (visa condition 8501), Allianz Care Australia OVHC policies, excluding Value Visitors Cover, meet the requirement of adequate health insurance.
If your visa type is not subject to condition 8501 and you are not eligible for Medicare, you may like to consider purchasing an Allianz Care Australia OVHC policy to ensure that you have cover for any unplanned medical or hospital care you may need while in Australia.
Our Value Visitors Cover is available to overseas visitors who are under 50 and not required to maintain adequate health insurance for the duration of their visa.
You can check your visa conditions here
For the list of visas that we cover, click here
